1/11/2024 0 Comments Chime metal credit builder cardThis deposit doubles as your credit limit and is held as collateral by the issuer until you’ve either paid off your balance and closed your account or upgraded your secured card to an unsecured card. Most secured credit cards require a minimum security deposit of around $200 when you open your account. You also have access to Chime-specific perks like a High Yield Savings (HYS) account and overdraft fee coverage, as well as the opportunity to take advantage of tools such as Experian Boost, which can help you stay on top of your credit score. This card stands out for its limited fees and restrictions, which are refreshing considering how expensive many credit-building cards can be. Why you might want the Chime Credit Builder Secured Visa® Credit Card It has no standout incentives, as there is no welcome offer, intro APR period or rewards offered with the card.There is no option to upgrade or “graduate” to an unsecured card once your credit improves.You have to have a direct deposit account through Chime ($200 or more) to qualify for the card.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |